![]() ![]() Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines (for CIBC Smart Plus Accounts, the fee for all non-CIBC ATM withdrawals in Canada, the U.S. “CIBC-branded” means any brand that has CIBC in its name. For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC personal bank account(s) and to your CIBC Personal Line(s) of Credit (except Interac e-Transfer service which will be treated as a transaction) and transfers to your CIBC Credit Card account(s). ![]() For details, review the CIBC Smart Account fee rebate terms and conditions, part of the Personal Account Service Fees (PDF 545 KB) Opens in a new window.Ģ A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. Other conditions apply review the terms and conditions (PDF, 135 KB) Opens in a new window.ġ Entire monthly fee is rebated if you maintain a minimum end of day balance of $4,000 each day in this account. The cash reward will be deposited into your account within 7 months after the month that you opened the account. Offer cannot be combined with any other offer, reward, rebate or the CIBC Smart Start or Smart for Students benefit on the Smart Account unless otherwise indicated by CIBC. Eligibility of transactions will be determined by CIBC in its sole discretion. The direct deposit and the pre-authorized debit must remain in effect for at least 1 year from after the month of opening the account. Within 2 months after the month of opening the account, complete at least 1 or more recurring direct deposits totalling at least $500 per month and 1 of the following 3 activities: (i) 2 different recurring pre-authorized debits within the same calendar month (ii) 5 eligible Visa* Debit purchases within the same calendar month or (iii) 2 online bill payments of at least $50 each within the same calendar month. To qualify for the $350 offer, open a CIBC Smart Account or CIBC Smart Plus Account and provide your email address. Offer available to Canadian residents who are age 25 and older for a CIBC Smart™ Account or have reached the age of majority for a CIBC Smart™ Plus Account, and from 2019 to the time of opening the account are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. † Cash reward offer begins on April 29, 2023, at 12:01 am ET.
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